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Never hand out your personal details to those who send emails asking for them, watch out for any sudden changes to your internet banking page, avoid dodgy looking websites and check sites are secure by looking for the https prefix to urls.
You should also protect your wireless network by using an encryption or password to stop other people using your access.
The symbol might also appear in the bottom right boarder of your internet.
You should also check if the site address changes from to https://. If either of these signs fail to appear, don't use the site.
Research found almost half were unaware of this sneaky trick.
DCI Perry Stokes, head of the dedicated cheque and plastic crime unit, said: 'Always be on your guard if you receive a cold call and are asked for personal or financial information, or to hand over your card or cash to someone.'The bank or the police will never tell you to take such actions, so if you're asked it can only be a criminal attack.
The women believed heroic Captain Morgan Travis was on the lonely hearts website looking for love Ms Smith said: 'Despite having obtained substantial sums of money he then decided to say Morgan Travis had been arrested for money laundering and requested money in the guise of Sergeant James Wayne who said he was a friend of Travis.'Despite discovering Morgan Travis was a lie dreamt up by a Nigerian man called Tosin Olasemo she continued an online relationship with him after telling her he had committed the fraud because he had borrowed money from Nigerian militants and now owed them money under pain of death.
Ms Smith said: 'Unfortunately she still felt an attachment to the defendant and stayed in contact for some time and sent him more money until a lady claiming to be the Danish wife of Olasemo contacted her.
The items must be of satisfactory quality and the description of the item must not be misleading.
Be ware of any unsolicited or unexpected communications asking for personal information.
The script may change -- sometimes it's a Nigerian prince, sometimes a wealthy businessman -- but the ploy is the same.
Olasemo, living in Cardiff on a student visa at the time of the frauds, was arrested January 2015 at his home and when police searched his computer found 'conversations with numerous other women as Travis'.
Detective Sergeant Jamie Holcombe, from the South Wales Police Economic Crime Unit, said: 'This case is an example of how an individual can sit in front of a computer and destroy another person's life.